Oi Wah Pawnshop Credit Holdings Limited announced that its 2026 Annual Report, the circular and notice of the forthcoming Annual General Meeting (AGM), together with the related form of proxy, are now available in both English and Chinese on the company’s website (www.pawnshop.com.hk) and on the HKEXnews website (www.hkexnews.hk).

Registered shareholders are encouraged to review the online versions, but may obtain hard-copy documents by completing and returning the enclosed Request Form to the Hong Kong branch share registrar, Boardroom Share Registrars (HK) Limited, at 2103B, 21/F, 148 Electric Road, North Point, Hong Kong. Postage is prepaid for local mail; overseas shareholders must affix appropriate postage. Alternatively, shareholders can email a scanned copy of the Request Form to info@oiwah.com.hk.

Key procedural details: • Shareholders may choose to receive (i) the English version only, (ii) the Chinese version only, or (iii) both language versions in print. • The selected format will remain effective for one year unless revoked or superseded in writing. • To receive future corporate or actionable communications electronically, shareholders should provide or update a valid email address via the same Request Form. Until a functional address is recorded, related notices and documents will be dispatched in printed form.

Enquiries can be directed to the company’s hotline on (852) 2833 2002 / (852) 2833 2065 (Monday to Friday, 9:00 a.m.–5:30 p.m., excluding public holidays) or via email at info@oiwah.com.hk.

The communication was authorised for release by Mr. Chan Kai Ho Edward, Chairman, Chief Executive Officer and Executive Director, on 29 June 2026.