Equifax对其VantageScore信用评分模型的降价举措可能促使更多放贷机构从Fair Isaac Corp转向VantageScore。BMO分析师Ryan Griffin和Jeffrey Silber表示，VantageScore 4.0的定价为每次评分4.50美元，而Fair Isaac Corp基础模型的价格为每次评分10美元。
重要的是，新的VantageScore价格将锁定至2027年底，"这可能为放贷机构提供更明确的未来成本预期，而不必为Fair Isaac Corp可能的评分价格上涨做准备"，分析师表示。
尽管如此，VantageScore迄今为止采用率仍然很低，Fair Isaac Corp仍保持着超过90%的市场份额。
艾可菲盘前上涨2.8%，Fair Isaac Corp下跌3.1%。
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