车美仕高信用评分客户流量下降 -- 市场动态

投资观察
Sep 25, 2025

车美仕发现高信用评分客户的二手车购买需求有所回落,而低信用评分客户的销售表现更好。"你们的中高FICO评分客户,他们似乎在观望,"CEO Bill Nash在分析师电话会议上表示。"可能没有下降的一个领域是FICO评分550及以下的低分客户。"

公司表示,按信用评分划分的这种情况在整个信贷行业都很明显。车美仕汽车金融执行副总裁Jon Daniels说:"我们可以与其他放贷机构、其他经销商交流。你可以在征信机构看到这种情况。这很明显。"

车美仕在最新季度销售和利润大幅下滑后,股价下跌20%。

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