本季度信息
截至2025年8月31日止上半年，AEON信贷财务(亚洲)有限公司实现营收约8.97亿港元，同比增长4.3%。经调整净利润录得约2.34亿港元，同比上升37.1%。期内，扣除减值损失前的经营利润为4.76亿港元，同比增长11.7%，经营利润率约53.0%。经营性现金流方面，由去年同期净流入1.72亿港元转为净流出约0.02亿港元。报告期内，营运支出同比微增1.9%，其中广告推广、市场营销及信用卡机构费用等项目在收入提升的同时得到有效控制。
业务分项
报告期内，信用卡营收由上年同期的约6.69亿港元增至约7.14亿港元，同比上涨6.7%，主要得益于有针对性的行销策略和信用卡循环应收款增加。私人贷款部分因信贷评估趋于保守等原因，营收由约1.76亿港元下降至约1.67亿港元，同比下滑5.3%。保险代理及相关业务则在产品多元化布局下，实现收入约0.16亿港元，同比增长7.1%。
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