ZUOLI M-FIN (06866) announced its interim results for the six months ended June 30, 2025. The group recorded net interest income of RMB73.82 million, representing a 9.35% year-on-year decrease. Profit attributable to equity shareholders reached RMB31.90 million, down 29% compared to the same period last year. Earnings per share stood at RMB0.03.

For the six-month periods ended June 30, 2024 and 2025, the average interest rates on the company's loans were 7.6% and 6.8% respectively. The decline in average loan rates during this period was primarily attributed to the continued downward trend in lending rates offered by banks and industry peers. To ensure asset quality, the company adjusted its average loan rates downward in response to market conditions.