在最近的媒体电话会议上，花旗集团首席财务官马克·梅森（Mark Mason）指出，消费者展现出了非凡的韧性。他强调，银行正与投资银行客户进行深入讨论，特别是在北美医疗保健和科技领域，并购活动呈现积极势头。梅森表示，关税对话仍在持续推进，同时银行正积极探讨潜在的并购交易和股权交易机遇。
市场在四月初曾出现短暂停顿，但随着市场复苏，投资者对不确定性的适应度有所提升。企业高管们已学会在波动中灵活应对，这有助于稳定市场情绪。梅森预计，投资银行管道活动将逐步回升，下半年交易量有望增加。
在信贷方面，本季度净信贷损失主要源于信用卡组合；此外，银行还建立了额外的信贷损失准备（ACL），部分与俄罗斯转移风险相关，另一部分则因特定公司评级下调导致。梅森透露，未来几个季度，员工人数可能呈下降趋势。
展望2025年下半年，经济活动预计将放缓，但衰退风险已显著降低。随着关税措施的逐步实施，消费者支出可能进一步降温，而通胀受关税影响有限。财富管理领域，梅森预期净新增资产将保持强劲增长势头。
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