本季度信息
中银香港发布的2026年中期业绩公告显示，截至2026年6月30日，提取减值准备前的净经营收入为399.03亿元，同比下降0.6%。经调整净利润237.39亿元，同比上升7.1%。公司成本对收入比率为22.50%，上一年同期则为20.97%。经营性支出主要受人事费用增长推动，人事费用较上年同期增加7.1%。经营现金流达1,168.14亿元。
业务分项
个人银行方面，实现除税前盈利88.84亿元，同比增长5.3%。公司称，存款业务及整体财富管理发展良好，信用卡、基金分销等带动佣金收入上行。 企业银行方面，除税前盈利72.62亿元，同比增长8.4%，主要受差异化信贷投放及中小企业支持业务增长带动。 财资业务方面，除税前盈利89.26亿元，同比下降11.1%。公告解释主要由于外汇相关产品交易量减少，以及利率工具市场波动导致相关收入下降。 保险业务方面，实现除税前盈利12.83亿元，同比上升16.8%，公司表示主要由新造保单增长和投资收益带动。
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