在最新电话会议中,Synchrony Financial高管尖锐指出,试图通过行政手段调控信贷价格非但无法降低融资成本,反而可能引发信贷资源向高风险群体断供的连锁反应。该观点直指当前市场对信贷可负担性的认知误区,强调强制性价格干预将扭曲风险定价机制,最终导致最需要资金支持的弱势群体被排除在金融服务体系之外。
在最新电话会议中,Synchrony Financial高管尖锐指出,试图通过行政手段调控信贷价格非但无法降低融资成本,反而可能引发信贷资源向高风险群体断供的连锁反应。该观点直指当前市场对信贷可负担性的认知误区,强调强制性价格干预将扭曲风险定价机制,最终导致最需要资金支持的弱势群体被排除在金融服务体系之外。
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