本期信息
根据公告，百融云创预计截至2025年12月31日止年度录得净利润约人民币66.5百万元至人民币79.8百万元，相较2024年同期约人民币266.0百万元下降约70%至75%。公司方面表示，这主要受到人工智能领域投入显著增加、数据算法和IDC机房等相关费用上升，以及部分金融行业客户在政策变化下对产品策略进行审慎调整所致。
业务分项
公司BaaS金融行业云业务在2025年4月发布的监管文件影响下，部分合作金融行业客户对产品进行下架和结构调整，导致相关收入受到较大冲击。此外，为强化AI领域竞争力，公司在AI相关的人才招聘、算法与机房投入上有所加大，进一步提高了成本支出。
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