On October 27, MSCI Inc, the global authority on equity indexes and ESG ratings, updated its 2025 Environmental, Social, and Governance (ESG) ratings. Ping An Insurance (Group) Company of China achieved an industry-leading score of 7.3 out of 10 in the composite insurance sector, earning an upgraded AAA rating—the highest possible—and maintaining its top position in the Asia-Pacific "Composite Insurance & Brokerage" category for four consecutive years. MSCI highlighted Ping An’s superior management of key sustainability issues and comprehensive ESG risk management capabilities compared to peers.

The rating report underscored Ping An’s leadership across six critical ESG themes: human capital development, privacy & data security, inclusive finance, climate governance, responsible investing, and corporate conduct. Notably, the company demonstrated further progress in environmental performance, inclusive finance, and corporate governance. MSCI’s ESG ratings are widely recognized by global investors as a key reference for decision-making.

Ping An emphasized that sustainability is central to its long-term strategy, serving as the foundation for maximizing enduring value. As a pioneer in China’s ESG development, the company integrates sustainability into its core operations through a structured management system and transparent governance framework.

**Inclusive Finance for All** Leveraging its full financial licenses, Ping An expands accessible services. By June 2025, Ping An Bank served 972,900 micro-and-small enterprises with a loan balance of ¥499.5 billion, while Ping An Property & Casualty Insurance provided ¥189 trillion in risk coverage to 1.61 million SMEs. Its "Agri-Gig Insurance" products safeguarded over 1.65 million flexible agricultural workers with ¥330 billion in coverage. The company’s 42,800 service touchpoints extend financial access to rural communities.

**Tech-Driven Green Transition** Aligned with China’s dual-carbon goals, Ping An advances green finance through insurance, investments, and lending. By June 2025, its green investment portfolio reached ¥144.5 billion, with green loans at ¥251.7 billion. Green insurance premiums hit ¥55.3 billion in Q1–Q3 2025. Committed to operational carbon neutrality by 2030, Ping An launched a "-5% Carbon Reduction Initiative" in 2025, cutting emissions via energy-efficient offices and data centers. Its proprietary "Eagle Eye" risk mitigation platform issued 4.26 billion disaster alerts covering 64 million clients, while AI models preemptively allocated emergency supplies.

**Responsible Investing for Impact** As China’s first UN PRI signatory among asset owners, Ping An embeds ESG into investment processes. By mid-2025, its responsible investments totaled ¥1.02 trillion, including ¥144.5 billion in green projects and ¥858.1 billion in social initiatives.

**Empowering People** Ping An invested ¥956 million in employee training in 2024, averaging 49.16 hours per staffer. It champions diversity, equity, and workplace safety through robust feedback mechanisms.

**Data Security as Priority** The group enforces stringent data protection protocols, ensuring third-party compliance and deploying AI governance to mitigate risks.

Ping An reaffirmed its commitment to China’s green modernization under the 15th Five-Year Plan, blending finance with healthcare and elderly care services to build a resilient, inclusive, and sustainable ecosystem for stakeholders.