在线借贷平台LendingClub正式推出家装金融服务，通过与金融科技公司Wisetack的首度合作，启动贷款承销和发放业务。此次合作标志着LendingClub在拓展消费金融场景方面迈出重要一步。
家装贷款业务将依托Wisetack的技术平台，为消费者提供灵活的分期付款解决方案。借款人可通过合作商户直接申请贷款，LendingClub负责风险评估和资金发放。这种创新模式旨在满足消费者在家装、维修等场景下的资金需求。
业内人士指出，此次合作将发挥双方在风控技术和场景获客方面的互补优势。LendingClub凭借成熟的信贷评估体系，结合Wisetack的商户网络资源，有望在家装金融细分领域建立竞争优势。
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