重庆农村商业银行2026年第一季度营收78.29亿元,经调整净利润39.35亿元

公告速递
Apr 28

本季度信息

重庆农村商业银行公布2026年第一季度财务数据显示,期间实现营收78.29亿元,同比增长8.39%。经调整净利润达到39.35亿元,同比增长5.07%。经营活动产生的现金流量净额约为863.91亿元,同比上升282.78%。同时,净利息收益率为1.69%,成本收入比降至22.40%,下降3.07个百分点,显示出费用管控力度进一步加强。

业务分项

报告期内,利息净收入为66.88亿元,同比增长15.08%,依旧是核心收入来源。手续费及佣金净收入达5.28亿元,同比增长4.24%。信用减值损失为12.52亿元,较上年同期有所增加。贷款与存款方面,客户贷款和垫款总额达8,300.95亿元,较上年末增长4.11%;客户存款则达到11,079.05亿元,增幅7.70%,为整体业务规模稳健拓展提供支撑。

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