周二盘中，富国银行（Wells Fargo）股价大跌5.03%，投资者对该行最新财报及业务展望反应负面。尽管二季度业绩整体超出市场预期，但净利息收入不及预期以及下调全年展望成为拖累股价的主要因素。
根据财报，富国银行第二季度实现净利润54.9亿美元，每股收益1.60美元，高于分析师预期的1.41美元。总营收为208.2亿美元，同比微增0.6%，也超过市场预期。然而，净利息收入为117.1亿美元，低于预期的118.9亿美元，同比下降1.8%。这是该指标连续第七个季度下滑。
更为关键的是，富国银行将2025年全年净利息收入预期从此前的1%-3%增长下调至"与2024年基本持平"。这一展望大幅低于市场预期，反映出银行在当前利率环境下维持利息收入增长的压力。此外，公司预计2025年非利息支出将达到542亿美元，显示成本控制面临挑战。这些因素共同导致投资者对富国银行未来盈利能力产生担忧，从而引发股价大跌。
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