On November 4, the Market Interest Rate Self-Discipline Mechanism announced the results of its 2025 Prudent Assessment. The evaluation aims to deepen interest rate marketization reforms, improve the self-regulatory framework, enhance financial institutions' independent pricing capabilities, and maintain market competition order under the "Prudent Assessment Implementation Measures."

Following the assessment, 15 financial institutions including Industrial and Commercial Bank of China (ICBC) were selected as core members, while 1,536 institutions such as Agricultural Development Bank of China (ADBC) were admitted as basic members. Additionally, 313 institutions including Anhui Huoshan Rural Commercial Bank were designated as observer members.

All approved institutions will enjoy corresponding rights and undertake relevant obligations as tiered participants in the interest rate self-discipline mechanism.