DRCB (09889) announced its interim results for the six months ended June 30, 2025, reporting operating revenue of RMB 5.501 billion, net profit of RMB 2.628 billion, net profit attributable to shareholders of RMB 2.629 billion, and basic earnings per share of RMB 0.38.
In terms of business scale, as of the end of the reporting period, the Group's total assets reached RMB 760.445 billion, representing an increase of RMB 14.541 billion or 1.95% compared to the end of the previous year. Total deposits amounted to RMB 532.364 billion, up RMB 12.116 billion or 2.33% from the previous year-end. Total loans reached RMB 394.415 billion, an increase of RMB 13.37 billion or 3.51% compared to the end of the previous year. Asset scale maintained steady growth while the bank continued to strengthen its support for the real economy.
Regarding development quality, as of the end of the reporting period, the Group's non-performing loan ratio stood at 1.87%, with a provision coverage ratio of 190.56%. The capital adequacy ratio and tier 1 capital adequacy ratio were 15.92% and 13.80% respectively. All these indicators comply with regulatory standards.