Trustco Bank Corp N Y (TRST) surged 6.45% during intraday trading on Wednesday, driven by robust financial performance in the fourth quarter of 2025.
The bank reported a 38% increase in Q4 net income, reaching USD 15.6 million, with diluted earnings per share rising 44.1% to USD 0.85. Net interest income for the quarter stood at USD 43.7 million, supported by a net interest margin of 2.82%. Additionally, the bank's full-year net income totaled USD 61.1 million, reflecting strong operational efficiency and profitability.
These results, coupled with a credit loss provision of only USD 400 thousand for Q4, underscore the bank's financial resilience and have likely fueled investor confidence, leading to the stock's significant intraday gain.