根据Redfin数据，与30年期固定利率抵押贷款相比，选择可调利率抵押贷款的典型购房者每月可节省150美元。这一优惠幅度达5.8%，无论是金额还是百分比，都是自2022年6月以来可调利率抵押贷款用户获得的最大折扣。
数据显示，3月份使用可调利率抵押贷款的平均利率为5.51%，而固定利率贷款的平均利率为6.19%。两者相差0.68个基点，创下自2022年6月以来的最大利差。使用可调利率贷款的购房者月供通常为2,578美元，而固定利率贷款者则需支付2,727美元。
当前抵押贷款利率虽低于去年同期水平，但可调利率贷款的降幅更为显著：目前可调利率贷款平均利率为5.51%，而30年期固定利率贷款平均利率为6.19%。
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