0957 ET - 根据Redfin的数据，全国范围内，只有超过五分之一（21.8%）的房源对使用VA贷款的典型美国退伍军人来说是可负担的，而对使用传统贷款的典型退伍军人来说，这一比例为26.5%。由于每月住房支付有所下降，收入有所上升，过去两年来，退伍军人和非退伍军人的购房可负担能力都有所改善。使用VA贷款的退伍军人能够承受的房源数量始终低于使用传统贷款的购房者。尽管典型的退伍军人收入高于典型的非退伍军人，而且VA贷款的抵押贷款利率略低且没有私人抵押保险，但仍有90%的VA贷款用户没有支付任何首付款，这导致每月支付的金额增加。 (chris.wack@wsj.com)
(END) Dow Jones Newswires
2025年11月10日 09:57 ET (14:57 GMT)
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