Farmers in the Hetao Irrigation District are seeding and fertilizing against the agricultural calendar, herders on the Xilingol grasslands are busy with lambing and rearing, and seed potato cultivation is in full swing across the fields of Ulanqab. Currently, a vibrant scene of spring farming preparations is unfolding across the vast rural and pastoral areas of Inner Mongolia. According to statistics from the People's Bank of China Inner Mongolia Branch, financial institutions in the region disbursed a total of 111.33 billion yuan in loans for spring farming and preparation in the first two months of this year, an increase of 14.26 billion yuan compared to the same period last year. This financial support has been characterized by precise targeting, substantial scale, and warm service.

As a crucial national base for agricultural and livestock production, spring farming activities in Inner Mongolia are directly linked to the country's food security and the stable supply of agricultural products. This year, financial institutions across the region have focused on the local characteristics of "farming areas + pastoral areas," closely aligning with the funding needs of dominant industries such as grains, livestock, potatoes, sugar beets, and sunflowers. Through precise efforts in capital supply, product innovation, service optimization, and industrial empowerment, financial resources have been channeled accurately to the fields and pastures of Inner Mongolia, strengthening the foundations of its "granary," "meat store," "dairy basin," and "cashmere capital."

In major grain-producing areas like Bayannur and Tongliao, financial institutions have prioritized credit resources for staple grain production including wheat, corn, rice, and soybeans. Bank of China Inner Mongolia Branch implemented a "cluster support and on-site service" model in key grain-producing counties, issuing 950 million yuan in unsecured operating loans benefiting over 3,600 farming households. The Agricultural Development Bank of China Inner Mongolia Branch allocated 13.01 billion yuan in rural land transfer loans, strongly supporting large-scale land management and bolstering grain production capacity from the source.

In pastoral areas, tailored to the development needs of the dominant beef cattle and sheep industries, financial institutions have crafted specialized support plans, precisely channeling funds into distinctive breeding sectors. Postal Savings Bank of China Inner Mongolia Branch innovatively launched specialized "industry loans" for beef cattle and sheep, disbursing a cumulative total of 440 million yuan. Ordos Bank deepened the "bank + enterprise + herder" cooperation model, introducing a dedicated "cattle breeding loan" to specifically support herders in purchasing high-quality breeding cows, thereby enhancing the quality and upgrading of specialized pastoral breeding.

Addressing financing challenges such as insufficient collateral from farmers and herders and mismatches between loan terms and production cycles, financial institutions across the region have continuously optimized the "agricultural and livestock loan" financial service system. They have introduced a range of specialized credit products that are "practical, meet agricultural needs, and suit pastoral conditions." Agricultural Bank of China Inner Mongolia Branch launched the "Smart Livestock Loan," allowing herders to use live cattle and sheep as collateral for financing. Inner Mongolia Bank customized the "Leading Goose Flexible Loan" for major grain growers and agricultural industry leaders, offering flexible credit services with borrowing and repayment on demand, accurately matching the cash flow rhythm of spring farming. Mengshang Bank's Ulanqab Branch introduced the "Potato Planting E-Loan for Rural Revitalization" and "Sugar Beet Order Loan," empowering local dominant industries with specialized financial products. Agricultural Bank of China Inner Mongolia Branch deepened its ecosystem partnership with leading dairy enterprises, with related loan balances (including discounts) reaching 11.61 billion yuan, providing comprehensive support for the entire dairy industry chain from silage financing for pastures to fund settlement for distributors.

As the saying goes, sow a seed in spring, reap a harvest in autumn. "On March 17 this year, we jointly organized a 2026 spring farming preparation government-bank-enterprise对接 activity with the Autonomous Region's Department of Agriculture and Animal Husbandry, guiding financial institutions to precisely connect with key links, areas, and entities in spring farming preparation, and prioritizing the credit needs for supporting agriculture and animal husbandry. We will continue to closely align with the strategic goal of building a national important agricultural and livestock product production base. With more robust credit support, more innovative financial products, and warmer financial services, we will escort agricultural and pastoral production throughout the entire process, continuously injecting sustained and powerful financial momentum into the high-quality development of agriculture and animal husbandry in Northern Xinjiang and the comprehensive revitalization of rural areas," said a relevant official from the People's Bank of China Inner Mongolia Branch.