靄华押业信贷控股有限公司2025年上半年营收约0.82亿港元，经调整净利润约0.38亿港元

公告速递

Oct 31, 2025

本期信息

靄华押业信贷控股有限公司披露的截至2025年8月31日止六个月财务数据显示，报告期内营收约82.02百万港元，同比下降5.7%。经调整净利润约38.38百万港元，同比上升25.7%。报告期内纯利率由上年同期的35.1%提升至46.8%。经营活动产生的现金流为96.43百万港元，上年同期则为98.82百万港元。

成本结构方面，员工成本从14.82百万港元略微下降至14.42百万港元，其他经营开支同比减少约14.1%，融资成本也同比降低9.5%，显示整体费用端较为平稳。

业务分项

报告期内按揭抵押贷款业务营收约33.60百万港元，相较上年同期的43.68百万港元下降23.1%，主要因报告期内应收按揭抵押贷款平均月末余额下降所致。典当贷款业务营收约48.42百万港元，同比增长11.8%，其中来自贷款利息收入的增量以及出售经收回资产获得的收益共同拉动了该板块表现。

前景

公司在公告中提到，全球宏观环境和地缘政治局势仍具有不确定性，本地住宅物业价格整体压力较大，但就香港经济及消费趋势保持审慎乐观态度。公司计划继续深耕核心典当业务，并在房地产私人信贷机构投资管理方面积极探索机会，以在市场环境多变的背景下持续寻求稳定的增长动能。

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's revenue in the first half of 2025 is approximately HK $82 million, and its adjusted net profit is approximately HK $38 million","themeId":"","isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"01319":1},"content_text":"本期信息\n靄华押业信贷控股有限公司披露的截至2025年8月31日止六个月财务数据显示，报告期内营收约82.02百万港元，同比下降5.7%。经调整净利润约38.38百万港元，同比上升25.7%。报告期内纯利率由上年同期的35.1%提升至46.8%。经营活动产生的现金流为96.43百万港元，上年同期则为98.82百万港元。\n成本结构方面，员工成本从14.82百万港元略微下降至14.42百万港元，其他经营开支同比减少约14.1%，融资成本也同比降低9.5%，显示整体费用端较为平稳。\n业务分项\n报告期内按揭抵押贷款业务营收约33.60百万港元，相较上年同期的43.68百万港元下降23.1%，主要因报告期内应收按揭抵押贷款平均月末余额下降所致。典当贷款业务营收约48.42百万港元，同比增长11.8%，其中来自贷款利息收入的增量以及出售经收回资产获得的收益共同拉动了该板块表现。\n前景\n公司在公告中提到，全球宏观环境和地缘政治局势仍具有不确定性，本地住宅物业价格整体压力较大，但就香港经济及消费趋势保持审慎乐观态度。公司计划继续深耕核心典当业务，并在房地产私人信贷机构投资管理方面积极探索机会，以在市场环境多变的背景下持续寻求稳定的增长动能。","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"SGX","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"}}}