EG LEASING 2025 Results: Revenue Declines 5.7%, Net Loss Deepens to HK$85.85 Million

Bulletin Express
Mar 25

China Ever Grand Financial Leasing Group Co., Ltd. (abbreviated as EG LEASING) released its audited results for the year ended 31 December 2025.

Revenue and Profitability • Revenue fell 5.7 % to HK$95.20 million (2024: HK$100.98 million) as softer manufacturing sales and lower rental income outweighed relatively stable distribution turnover. • Gross profit contracted 28.2 % to HK$15.31 million, slicing gross margin to 16.1 % from 21.1 %. • Loss attributable to shareholders widened 6.2 % to HK$85.85 million, translating into a basic and diluted loss per share of HK5.09 cents (2024: HK4.79 cents).

Key Operating Items • Other gains and losses recorded a net loss of HK$17.05 million (2024: HK$25.64 million), dominated by a HK$16.86 million fair-value drop in investment properties. • Impairment charges totaled HK$17.98 million, comprising goodwill (HK$10.21 million), property, plant and equipment (HK$5.69 million) and expected-credit-loss provisions (HK$2.08 million). • Share of losses from associates surged to HK$30.38 million (2024: HK$13.02 million), mainly reflecting a weaker performance at Top Insight Limited. • Administrative expenses decreased 20.7 % to HK$35.39 million following headcount rationalisation and lower professional fees.

Segment Performance • Distribution: Revenue slipped 1.0 % to HK$87.45 million; segment loss narrowed to HK$13.42 million (2024: HK$19.28 million) on a smaller goodwill impairment. • Manufacturing: Revenue dropped 57.2 % to HK$2.74 million amid intensified competition; segment loss widened to HK$12.82 million, including a HK$5.69 million asset impairment and a HK$1.79 million inventory write-down. • Investment: Rental and related income fell 19.5 % to HK$5.01 million; segment loss reduced to HK$11.80 million as fair-value losses on properties moderated.

Balance Sheet and Liquidity • Total assets contracted 14.9 % to HK$334.04 million, primarily due to the revaluation of investment properties and weaker associate contributions. • Total liabilities rose 9.2 % to HK$56.31 million, lifting the gearing ratio to 16.9 % (2024: 13.1 %). • Net assets stood at HK$277.73 million, down 18.5 % year-on-year. • Cash and cash equivalents increased to HK$49.20 million (2024: HK$13.22 million) on proceeds from Shanghai property disposals; short-term bank borrowings were HK$2.88 million. • The current ratio strengthened to 1.7 (2024: 1.4).

Capital Management and Dividends No dividend was declared for 2025 (2024: Nil).

Subsequent and Held-for-Sale Assets • An investment property in Shanghai with a carrying value of HK$6.19 million and 51.39 % of Beijing Ever Grand International Financial Leasing were classified as assets held for sale. A memorandum to dispose of the leasing stake was signed on 31 December 2025, followed by a conditional sale agreement on 3 February 2026.

Credit Exposure • Loan receivables totaled HK$4.50 million; expected-credit-loss allowance was HK$0.28 million, representing 6.2 % of the gross amount.

EG LEASING indicated that 2026 strategy will concentrate on product diversification in distribution, scaling healthy-food manufacturing, and expanding secured money-lending activities while continuing to streamline non-core or loss-making assets.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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