As financial resources are channeled into the pulse of intelligent manufacturing, a profound collaboration aimed at reshaping the automotive industry chain is unfolding. Recently, Bohai Bank (09668) has entered into a strategic partnership with XPeng Inc. (XPEV), a leading smart electric vehicle company in China. Together, they are establishing a supply chain financial services platform, with the first transaction successfully processed at the bank's Guangzhou branch. This initiative not only represents a precise extension of Bohai Bank's specialized brand "Che Xiao Yi" (Easy Auto Sales) within the automotive ecosystem but also signifies a new, systematic, and platform-based phase in the integration of financial technology and industrial applications.

As a vital pillar of the national economy, the automotive industry stands at a critical juncture, transitioning from "scale expansion" to "value creation." New energy vehicles have been established as a strategic national development direction, and the rise of NEV manufacturers is fundamentally restructuring the traditional logic of vehicle manufacturing. XPeng Inc., through its sustained commitment to fully self-developed intelligent technology, electric platforms, and user operations, has emerged as a key player in this industrial transformation. The company places significant emphasis on building a robust supply chain ecosystem, leveraging its strong creditworthiness to help upstream and downstream partners broaden financing channels and reduce financing costs. This approach fulfills its corporate social responsibility as a core enterprise, precisely empowering small and medium-sized businesses within the industrial chain and contributing to its overall resilience.

Bohai Bank's collaboration with XPeng builds upon its prior experience serving numerous leading automakers and supporting enterprises. The integration was achieved by connecting the bank's "Bohai E-Chain" system with the client's platform, enabling real-time data exchange. The bank embeds financing approval and credit allocation processes directly into the enterprise's transaction scenarios. Utilizing its robust technological platform and agile product development capabilities, Bohai Bank can swiftly respond to customized client needs, efficiently tailor processes, deploy services, and ensure the rapid implementation and stable operation of cooperative ventures.

Crucially, Bohai Bank's involvement extends beyond mere system connectivity to deep product customization. By analyzing the specific payment cycles and capital turnover patterns of XPeng's suppliers, the bank employs flexible credit models and differentiated pricing strategies to offer financing costs that are more competitive than the market average. This service combination—characterized by low cost, high efficiency, and high adaptability—directly improves financing accessibility for smaller suppliers while indirectly enhancing the capital operational efficiency of the entire supply chain, directing low-cost funds to the enterprises that need them most. Here, inclusive finance transcends abstract theory, becoming tangible support embedded in every purchase order and delivery.

Serving as the core product vehicle for this partnership, "Che Xiao Yi" is a scenario-specific extension of Bohai Bank's "Bohai E-Chain - Yi Bao Tong" platform within the automotive vertical. This product system is structured around three modules: "Easy Financing," "Flexi-Treasure," and "Settlement Express." It innovatively employs a "Client Factory + Product Factory" dual-driver service model to precisely align with the needs of industry leaders and craft personalized, integrated financial solutions. By the end of 2025, Bohai Bank's supply chain finance services had cumulatively served 28 leading companies in the automotive sector, with total approved credit support approaching 40 billion yuan.

This achievement is underpinned by Bohai Bank's sustained investment in digital transformation in recent years. Evolving from an "Industry Bank" to a "Transaction Bank" and now a "Scenario Bank," it adheres to a development philosophy of "Industry as the Foundation, Scenarios as the Veins, Internal-External Integration, and Treasury Empowerment." The bank continuously builds three major ecosystem frameworks: the "Bohai Chain Ecosystem," "Bohai Intelligence Ecosystem," and "Bohai Finance Ecosystem." This ecosystem-oriented strategy empowers high-quality business development, fosters a new transaction banking ecosystem, and has yielded significant results in supply chain finance operations. It is reported that the bank's annual supply chain finance deployment volume reached nearly 330 billion yuan, representing a year-on-year increase of over 27%.

Bohai Bank has stated that it will continue to focus on the practical needs of real economy enterprises, optimize its supply chain finance product structure, enhance system responsiveness, and promote the replication and implementation of specialized brands like "Che Xiao Yi" across more manufacturing sectors. While helping industrial chains reduce costs and increase efficiency, the bank aims to provide sustained financial support for cultivating new quality productive forces and building a modern industrial system.