周二（7月15日）盘中，稳定币巨头Circle Internet Corp.（CRCL）股价大跌6.84%，引发市场关注。这一跌幅或与近期围绕稳定币的监管趋严有关。
消息面上，Circle近日向美国货币监理署（OCC）提交申请，拟设立美国首家数字货币银行。该银行将专注于USDC信托职能、储备管理和机构托管服务，而非传统的银行服务。这一举动显示了Circle在合规方面的努力，但也可能增加其运营成本。
与此同时，金融稳定委员会（FSB）新任主席Andrew Bailey在致G20的公开信中表示，评估稳定币在支付结算领域的作用将成为FSB优先事项。这一表态暗示全球监管机构正加大对稳定币的关注力度，可能对Circle等稳定币发行商的业务模式产生影响。
尽管Circle CEO近期表示稳定币正实现类似WhatsApp信息传递般的交易体验，并称主要金融机构也认同稳定币将成为全球资金流动的重要载体。但投资者似乎更关注潜在的监管风险。随着监管环境的不确定性增加，市场对Circle等稳定币公司的估值预期可能正在调整。
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