MIN XIN HOLD (00222) announced that on December 11, 2025, the company, as the borrower, entered into a loan agreement with a bank (the "Bank") as the lender. The Bank agreed to provide an uncommitted revolving credit facility of up to HK$390 million (the "Facility").

The Bank reserves the right to amend, cancel, or suspend the Facility at any time without prior notice, including but not limited to withdrawing any unused portion or declaring all outstanding amounts immediately due and payable. Additionally, the Bank may modify or supplement any terms of the loan agreement or applicable general conditions at its sole discretion by notifying the company.

Should the company disagree with such amendments, modifications, or supplements, the Facility will terminate immediately, and any further availability will cease. All accrued or outstanding amounts under the Facility will become due and payable at once.