汉考克惠特尼2025年第二季度财报:净收入达1.135亿美元,每股收益降至1.32美元

华尔街洞察
16 Jul

汉考克惠特尼公司(纳斯达克代码:HWC)发布了2025年第二季度财务业绩。公司本季度净收入为1.135亿美元,折合每股稀释后收益1.32美元。这一表现较2025年第一季度有所下滑,当时净收入为1.195亿美元,每股收益1.38美元。季度结果中包含与收购萨巴尔信托公司相关的590万美元补充披露项目,对每股收益造成0.05美元影响。排除这些项目后,调整后每股收益为1.37美元,仅较前一季度微降0.01美元。与2024年同期相比,第二季度净收入为1.146亿美元,每股收益1.31美元。净利息收入增至2.795亿美元,环比增加670万美元。净息差提升至3.49%,上升6个基点。贷款环比年化增长3.636亿美元,存款则减少1.481亿美元。截至2025年6月30日,批评商业贷款降至5.693亿美元,占商业贷款总额比例从3月的3.35%降至3.15%。非应计贷款也减少至9490万美元,占比0.40%,低于前一季度的0.45%。信贷损失准备保持稳定在1.45%,略低于上季的1.49%。

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