花旗集团信贷损失拨备增加侵蚀利润——市场评论

投资观察
Apr 14

花旗集团本季度信贷损失拨备出现上升,部分抵消了其利润增长,这在一定程度上源于宏观经济不确定性。该行披露信贷损失拨备总额达28亿美元,其中包含22亿美元的净信贷损失,以及5.97亿美元的净坏账准备金计提。公司解释称,此项拨备增加主要受到“投资组合质量(包括季节性结构变化)以及宏观经济前景不确定性加剧”的影响。

对比去年同期,其信贷损失拨备为27亿美元,当时净信贷损失为25亿美元,而净坏账准备金计提仅为2.64亿美元。拨备结构的这一变化,凸显了当前经济环境下银行面临的风险压力正在加大。

(本文完)

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