报告摘要:利润表详析:经营 业绩稳步增长,盈利能力提升。(1)概况与拆解:招商银行2022 年上半年营收同比增长6.13%,其中利息净收入同比增长8.41%,二者均较一季度有所下降,但仍保持较高增速。归母净利润同比增长13.52%,较一季度进一步提升。(2)息差方面:招商银行2022 年上半年净息差为2.44%,同比下降5bp。随着经济逐渐复苏,信贷需求或将边际改善,下半年净息差有望企稳回升。(3...
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