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9月19日 - ** 在美国联邦储备理事会(美联储/FED)自2020年以来首次下调 (link) 利率后，地区性银行纽约社区银行 的股价盘前上涨3.2%至12.30美元。
** 美联储激进的货币紧缩政策给地区性银行带来了几大不利因素，包括对信贷质量趋势的担忧加剧，主要集中在商业房地产领域
** NYCB的借款人受到利率上升的拖累，促使该行节约资本并为贷款损失拨备更多资金
** 摩根大通（J.P. Morgan）分析师史蒂文-阿列克索普洛斯（Steven Alexopoulos）表示，利率降低将减少人们对商业房地产过剩银行的担忧。
** 亚历克索普勒斯补充说，利率降低将增强借款人对到期债务再融资的信心
** 雷蒙德-詹姆斯（Raymond James）本周早些时候将 (link) NYCB 的股票评级上调，理由是利率降低对其贷款簿产生有利影响。
** 截至上次收盘，该股今年以来下跌了 61%，但本月迄今已上涨了 10%。
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