智通财经APP获悉，经络按揭转介研究部最新数据显示，今年10月的经络按揭息率指数(MMI)，即反映普遍按揭新客户一般可做到的实际按息水平，最新报3.9%，月环比跌23点子，连跌5个月，并创13个月新低。经络按揭转介首席副总裁曹德明预计，MMI将持续下跌。
经络按揭转介首席副总裁曹德明表示，虽然10月份银行平均一个月拆息(HIBOR)报4.35%，使H按实际息率持续触及封顶位，不过9月份香港所有银行已下调最优惠利率(P)0.25%，新造H按及P按的买家都能即时受惠，使10月份的MMI跌穿4%，并创逾一年新低。
曹德明续指，香港银行继9月份后再度下调最优惠利率(P)0.25%，现时新造按息进一步跌至3.625%，料MMI亦将会持续下跌，对香港楼按市场将带来正面作用。另一方面，最新10月份美国消费者物价指数(CPI)报2.6%，市场预期美国仍有条件于12月份减息0.25%。曹德明表示，如美国12月份再度减息0.25%，香港银行仍有机会跟随美国微调最优惠利率。
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