智通财经APP获悉,经络按揭转介首席副总裁曹德明表示,最新11月份美国消费者物价指数(CPI)报2.7%,虽然环比微升0.1%,但核心 CPI 维持3.3%仍合乎预期,此外美国失业率升至4.2%,高于市场预期的4.1%,预计美国联储局仍有条件于本周再度减息0.25%,即全年累计减息1%。香港方面,香港银行亦会根据经济环境以及自身商业策略,不排除跟随美国微调最优惠利率,预计MMI仍有下跌空间,对楼按市场将带来正面作用。
根据经络按揭转介研究部最新数据显示,2024年11月份的经络按揭息率指数(MMI),即反映普遍按揭新客户一般可做到的实际按息水平,最新报3.78%,环比跌12点子,连跌6个月,创14个月新低。曹德明续指,11月份银行平均一个月拆息(HIBOR)报4.14%,使 H 按实际息率持续触及封顶位,不过11月份香港银行再度下调最优惠利率(P)0.25%,使11月份的 MMI 持续下跌,并创逾一年新低。
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