2024年对消费金融行业而言,是挑战与机遇并存的一年。一方面,在目前宏观政策加码提振消费的背景下,作为专营消费信贷的金融机构,消费金融公司在国家政策的支持下,不断拓展融资渠道、降低融资成本。据《国际金融报》记者不完全统计,消金机构今年合计发行ABS(资产支持证券)规模超过200亿元,票面利率均在3%以下;今年累计发行金融债规模超500亿元,发行规模和发单量均创下历史新高,票面利率已降至2%左右。...
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