组合中加入更多海内外大类资产,或可通过资产类别、市场国别以及因子策略的多样化提升稳健性与收益率,会更适合未来的养老产品。 由于中国债市收益率不断走低,且股市的波动较大,多资产策略受到希望穿越周期的机构的关注,更多全球资产被加入组合。在海外,养老投资基金的本质则是多资产策略。 数据显示,多家大行和股份行理财子已成立多资产管理部;券商自营亦积极布局“全天候策略”,包括中金公司、华泰证券、华福...
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