国联证券:预定利率动态调整助力寿险利差损风险缓解

财中社
13 Jan

财中社1月13日电国联证券发布保险行业点评研究。文中写到金融监管总局向保险行业下发《通知》提出要建立预定利率与市场利率挂钩及动态调整机制,引导公司强化资产负债联动,科学审慎定价。2024年8月2日,金融监管总局下发的《关于健全人身保险产品定价机制的通知》首次提出要建立预定利率与市场利率挂钩及动态调整机制,预定利率的基准值将由保险行业协会确定。此次《通知》提出保险公司可以动态调整产品预定利率最高值,...

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