超7%背后的真相:险企综合投资“超额收益”之谜

21世纪经济报道
07 Mar

21世纪经济报道记者 周妙妙 深圳报道2024年,保险业交出了一份亮眼的投资成绩单——年化综合投资收益率达7.21%,创下近年来新高。同样放大的还有两种收益率之间差异,3.43%的年化财务投资收益率与前者相差近400个bp。而在2023年,两项指标的差异仅在1%左右。近4%的“超额收益”,从何而来?是“一纸富贵”?资本市场红利?还是新会计准则催化下的“滤镜”?答案藏在险资的财报中。当更多险企将债券...

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