来源：Gangtise投研

　　奇富科技（03660.HK，QFIN.US）2024年第四季度业绩电话会：2024年，公司在宏观经济逆风中实现显著业务成果与发展模式转变。全年非GAAP净收入同比增长44%，达64.2亿元人民币，第四季度净利润同比增长71.5%至19.7亿元，ROE提升至27.9%。公司成功执行4.1亿美元股票回购，占年初股份数的12%。业务模式向平台化升级，赋能162家金融机构，服务5600万用户，第四季度贷款量环比增长9%至899亿元，下半年贷款量较上半年增长15%。风险管理与运营效率提升，C to M2指标达历史最佳水平。用户获取效率提高，新借款人数同比增长16.2%，平均获取成本下降5.3%。嵌入式金融渠道贷款量增长98%，占比达41%。

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责任编辑：王若云

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