重庆银行详解2024年报:保持较快扩表速度 资产质量稳中向好

中泰证券股份有...
24 Mar

重庆银行2024 年营收同比+3.6%(3Q24 为+3.8%),净利润同比+3.8%(3Q24为3.7 %),拨备反哺带动利润增速提高。四季度信贷投放不弱,不过息差下行对净利息收入造成了拖累,债牛推动其他非息收入增速提高,部分抵消了利息收入增速下降带来的影响。公司资产质量继续向好,拨备对利润贡献大幅提升。4Q24 单季净利息收入环比增长1.33%,增速较三季度环比小幅下降6bp,单季年化净息差...

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