2020年以来持续收窄的净息差,一直是是银行业的“难以承受之痛”; 但随着信贷需求的修复,净息差的下降正在呈现企稳迹象,一些国有大行的财报就释放了这种信号。 2024年,交通银行净息差降幅已由上年同期的20个基点缩至1个基点。 净息差的企稳,直接带动营收、归母净利分别同比增长0.87%、0.93%,增幅高出上年同期0.56个、0.25个百分点,行长张宝江对此评价“非常不容易的增长”。 在具体业务上...
Source Link2020年以来持续收窄的净息差,一直是是银行业的“难以承受之痛”; 但随着信贷需求的修复,净息差的下降正在呈现企稳迹象,一些国有大行的财报就释放了这种信号。 2024年,交通银行净息差降幅已由上年同期的20个基点缩至1个基点。 净息差的企稳,直接带动营收、归母净利分别同比增长0.87%、0.93%,增幅高出上年同期0.56个、0.25个百分点,行长张宝江对此评价“非常不容易的增长”。 在具体业务上...
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