中信银行芦苇:预计2025年银行业净息差仍面临较大下降压力

金融一线
27 Mar

3月27日金融一线消息,中信银行今日召开2024年度业绩发布会,谈到净息差,行长(拟任)芦苇表示,中信银行净息差连续三年跑赢大市,保持了稳定向好的势头。展望2025年,芦苇预计,在利率下行环境中,银行业净息差会面临比较大的下降压力。在芦苇看来,资产端受 lpr下调、存量按揭利率下调、隐债置换这些因素影响,2025年贷款收益率下行压力更大。负债端,央行加强呵护银行息差,开始实施对称降息政策。但是负债...

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