民生银行(01988)2024年净利润同比下降9.85% 每股派息0.62元

金吾财讯
28 Mar

金吾财讯 | 民生银行(01988)发布2024年度业绩公告,报告期内实现营业收入1331.23亿元,同比下降3.11%;归属于股东的净利润为322.96亿元,同比下降9.85%。截至2024年末,集团总资产达7.81万亿元,较上年末增长1.82%;不良贷款率为1.47%,拨备覆盖率为141.94%。董事会建议派发年度现金股利每股0.62元(含税),全年派息总额84.06亿元。

以下是年度业绩详细情况:

  • 财务表现:营业收入1331.23亿元,同比减少3.11%;净利润322.96亿元,同比下降9.85%;基本每股收益0.64元,加权平均净资产收益率5.18%。
  • 资产与负债:总资产7.81万亿元,发放贷款和垫款总额4.45万亿元,吸收存款总额4.25万亿元。资本充足率12.89%,核心一级资本充足率9.36%。
  • 业务亮点:科技金融贷款余额4122亿元,绿色信贷余额3234.59亿元,普惠型小微企业贷款余额6627.18亿元。数字化转型持续推进,线上平台用户数显著增长。
  • 风险管理:不良贷款率1.47%,较上年末下降0.01个百分点;逾期贷款占比2.09%,拨贷比2.09%。房地产、制造业等重点领域风险管控加强。
  • 股东回报:拟每10股派现0.62元,合计派发84.06亿元,年内已实施中期分红56.92亿元。

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