浙商银行发布2024年度报告:实现归母净利润151.86亿元 同比增长0.92%

金融一线
28 Mar

  3月28日金融一线消息,浙商银行今日发布2024年度报告。数据显示,在业务规模方面,截至报告期末,集团资产总额33,255.39亿元,较上年末增加1,816.60亿元,增长5.78%;报告期末发放贷款和垫款总额18,571.16亿元,较上年末增加1,408.76亿元,增长8.21%。报告期末负债总额31,227.96亿元,较上年末增加1,684.94亿元,增长5.70%;吸收存款19,222.89亿元,较上年末增加536.30亿元,增长2.87%。

  在经营效益方面,报告期内,集团实现营业收入676.50亿元,较上年增加39.46亿元,增长6.19%,其中:利息净收入451.57亿元,较上年减少23.71亿元,下降4.99%;非利息净收入224.93亿元,较上年增加63.17亿元,增长39.05%。归属于该行股东的净利润151.86亿元,较上年增加1.38亿元,增长0.92%。

  在资产质量方面,截至报告期末,不良贷款率1.38%,较上年末下降0.06个百分点。拨备覆盖率178.67%,较上年末下降3.93个百分点;贷款拨备率2.46%,较上年末下降0.17个百分点。截至报告期末,集团资本充足率12.61%,比上年末上升0.42个百分点;一级资本充足率9.61%,比上年末上升0.09个百分点;核心一级资本充足率8.38%,比上年末上升0.16个百分点。

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