智通财经APP讯,中原银行(01216)发布截至2024年12月31日止年度业绩,该集团利息净收入人民币215.43亿元(单位下同),同比减少3.2%;营业收入259.55亿元,同比减少0.9%;归属于本行股东的净利润34.46亿元,同比增加7%;每股收益0.08元。
本行成立十年来,深入推进改革发展,持续优化体制机制,坚定数字化转型,密切银政企关系,取得一系列发展成果,积淀了坚实的发展基础。2024年,本行进一步坚定做优政府银行、做实产业银行、做强市民银行、做大乡村振兴银行的战略方向,新的差异化竞争优势正在加快形成。截至报告期末,本行总资产13,651.97亿元,较上年末增加187.51亿元,增幅1.4%。各项贷款总额(不含应计利息)7,144.55亿元,较上年末增加69.93亿元,增幅1.0%;存款余额(不含应计利息)8,894.34亿元,较上年末增加519.13亿元,增幅6.2%。实现营业收入259.55亿元;实现净利润34.70亿元,增幅8.2%;不良贷款率2.02%,较上年末下降0.02个百分;拨备覆盖率155.03%,较上年末上升0.97个百分点;核心一级资本充足率、一级资本充足率、资本充足率分别为8.46%、10.93%、13.02%,较上年末分别上升0.36、0.49、1.38个百分点,资本实力持续提升。
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