智通财经APP讯，民生银行(600016.SH)披露2024年年度报告，公司报告期实现营收1362.9亿元，同比下降3.21%;归母净利润322.96亿元，同比下降9.85%;扣非净利润322.79亿元，同比下降9.60%;基本每股收益0.64元。拟每10股派发现金股利人民币0.62元(含税)。
截至报告期末，本集团资产总额78,149.69亿元，比上年末增加1,400.04亿元，增幅1.82%，其中，发放贷款和垫款总额44,504.80亿元，比上年末增加656.03亿元，增幅1.50%，一般性贷款规模在总资产中占比54.15%，比上年末提升0.63个百分点。本行绿色信贷、制造业贷款、普惠型小微企业贷款增速分别为22.41%、9.38%、8.24%，均高于各项贷款平均增速;京津冀、长三角、粤港澳大湾区、成渝、福建等重点区域贷款占比达到65.57%，比上年末提升0.69个百分点。负债端，主动压降高成本负债，拓展活期存款来源，实现负债优结构、降成本。
截至报告期末，集团负债总额71,584.01亿元，比上年末增加1,212.37亿元，增幅1.72%，吸收存款总额42,490.95亿元，比上年末减少339.08亿元，降幅0.79%。持续深化客户经营和产品运用，大力推动供应链金融、代发、收单等重点业务，实现低成本结算性活期存款余额、日均规模占比均较上年提升。个人存款规模保持稳步增长，在吸收存款总额中占比30.56%，比上年末提升2.39个百分点。
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