【分析师:主要目的是增强四家大型商业银行服务实体经济能力】金十数据3月30日讯,建行、中行、交行、邮储发布公告,共获得财政部5000亿元战略投资。“目前六大行资本充足、资产质量稳定、拨备充足。现在补充核心一级资本更多是为了提升未来大行支持实体经济的能力。包括保持较高的资产增速,发展投贷联动等高资本消耗业务以支持新兴产业、应对净息差下行压力等。”国信证券银行业首席分析师王剑说。大行未来的风险加权资产增速或将持续超过资本内生速度,因此有必要提前补充资本。“资本补充是增强风险抵御能力的重要手段,也是提升银行服务能力的重要方式。服务实体经济不但需要资金,更需要资本。这将增强大型商业银行发展稳健性和服务实体经济能力,更好地发挥其在金融体系中的‘压舱石’作用,促进金融安全稳定和经济高质量发展。”招联首席研究员、上海金融与发展实验室副主任董希淼说。
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