4月1日金融一线消息,民生银行今日召开2024年度业绩交流会。谈及息差相关问题,副行长、董事会秘书李彬表示,展望2025年,我们预计银行业净息差仍然会持续承压。“从资产端看,优质资产的竞争依然会更加激烈。新投放资产收益率也还会处于比较低的水平。负债端来看,持续推进利率自律管理,会有利于进一步降低负债的成本。但是我们同时也看到,存款定期化趋势依然明显,成本压降还是面临比较大的挑战。”李彬强调。李彬还...
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