4月1日金融一线消息，民生银行今日召开2024年度业绩交流会。对于房地产资产质量问题，民生银行副行长黄红日表示，民生银行在房地产领域的资产质量总体保持稳定。2024年末，房地产业的不良贷款余额比上年末和6月末均有所下降，不良贷款率为5.01%，比6月末下降了0.28个百分点，比上年末略有上升，上升的原因主要是民生银行持续推进受困房企的风险化解。房地产业的贷款规模比上年末是有所下降的。

　　他进一步表示，从不良生成来看，2024年房地产业的不良贷款的生成额、生成率都比2023年略有下降。后续，随着房地产政策组合拳的落地见效，我们预判中国房地产市场会逐渐止跌回稳，这也将为我行推进房地产领域的风险化解创造更为有利的条件。

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责任编辑：曹睿潼

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