南方财经4月3日电,浙商银行今日召开2024年度业绩说明会。会上,浙商银行党委书记、董事长陆建强表示,该行坚持把资源用在刀刃上,不断夯实资产负债结构,结合内外部形势变化,在经营上及时做了三方面的调整。
一是经营策略从“资产端发力”调整为“负债端发力”,持续压降存款付息率。
二是从“高风险高收益”调整为“低风险均收益”的资产配置策略,积极布局项目贷款等收益适中、风险可控的长久期资产,进一步夯实资产底座。
三是从单纯追求“单项收益”调整为“追求场景化的综合收益”转变,不断提升客户粘性,并通过中收扩大工程、弱敏感资产夯基工程、负债结构优化工程、数字化营收提升工程等“四大工程”,全面拓宽收入来源,让资产负债营收呈现高质量发展态势。(21世纪经济报道)
(文章来源:南方财经网)
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