买房比消费靠谱?浙商银行放贷有讲究

新浪财经
01 Apr

当 浙商 银行 2024年年报揭开面纱时,市场将关注重点放在了规模与业绩上,有一组重要的财务数据却被忽略了——个人 消费 贷款余额同比骤降约20%。这是浙商银行自2019年11月A股上市以来,个人消费贷款首次出现下降。当市场从“跑马圈地”转向“精耕细作”,消费贷的进退得失,成为观察银行战略定力的关键窗口。数据背后,似乎是一场关乎风险、监管与生存逻辑的深层博弈。012024年个人消费贷减少293亿...

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