4月8日金融一线消息，重庆银行今日召开2024年度业绩发布会。谈及资产质量，重庆银行副行长、首席风险官王伟列介绍，2024年度重庆银行不良、关注、逾期、拨备指标实现了三降一增，不良贷款率1.25%，关注贷款率2.64%，逾期贷款率1.73%，分别下降了0.09、0.72、0.22个百分点，拨备覆盖率245.08%。提升了10.9个百分点。

　　王伟列指出，从数据来看，不良贷款率创下自A股上市以来的最低水平，低于全国银行平均水平0.25个百分点，低于全国城商行平均水平0.51个百分点，关注贷款率连续七个季度呈下降趋势。关注类贷款余额压降15.62亿元，降幅超10%，且连续五个季度实现了压价。逾期贷款率连续五个季度呈下降趋势，潜在风险压力持续缓解，拨备覆盖率连续两年提升，高出全国银行平均水平33.89个百分点，高出全国城商行平均水平57个百分点。

　　“这种趋势的变化，充分证明了我行风险管理有利有效，充分表明我行风险抵御能力得到了增强。风险管理没有完成时，只有进行时，要持续改善我行资产质量，需要久久为功，持续用力。”王伟列说。

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责任编辑：秦艺

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