124家银行机构单一最大贷款比例对比:江西银行连续三年突破监管红线,东方惠丰村镇银行16%排名第一,张家界农商行9.28%上榜

金融界
24 Apr

单一最大贷款比例是衡量银行风险集中度的重要指标,反映了银行对单一借款人的最大风险暴露程度。这一指标不仅关乎银行的稳健经营,也直接影响整个金融体系的稳定性。统计了124家银行2022-2024年银行机构的单一最大贷款比例数据,分析不同类型银行的风险集中度问题。从2024年的数据来看, 中国银行 业的单一最大贷款比例呈现出明显的分层特征。据数据,农村商业银行和农村信用社的平均值分别为5.46%,整体...

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