5家华北头部城商行如何破局?拨备覆盖率全不及210%,晋商银行净息差仅1.2%

新浪金融研究院
Apr 25, 2025

华北地区是我国重要的经济和文化中心,范围囊括北京、天津、河北、山西和内蒙古自治区。其中, 北京银行 、 天津银行 、 晋商银行 、河北银行、张家口银行作为区域内具有代表性的头部城商行,助力当地金融业快速发展。截至去年末,北京银行以超越4万亿的资产规模遥遥领先,与之相比,其他4家银行暂未破“万亿”大关。经营业绩方面,河北银行和张家口银行营收增速均为双位数增长;北京银行和天津银行未及5%;晋商银行同比...

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